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New York Insurance School Terms of Use
Welcome to New York Insurance School. If you visit or purchase a product or course from New York Insurance School you accept these conditions. Please read them carefully.

Disclaimer & Terms

New York Insurance School. assumes no liability or responsibility for any typographical or other errors or omissions in the content on this site. In the event that a product or course is listed at an incorrect price or with other incorrect information due to a typographical or other error, New York Insurance School ,shall have the right to refuse or cancel any orders placed for products of courses listed incorrectly. New York Insurance School shall have the right to refuse or cancel any such orders whether or not the order has been confirmed and/or your credit card has been charged. If your credit card has already been charged for the purchase and your order is canceled, New York Insurance School shall issue a credit to your credit card account in the amount of the charge.

Payment Terms, Orders, Quotes

New York Insurance School accepts Visa, MasterCard, American Express,and Discover cards and there is no credit card surcharges imposed by New York Insurance School All prices are subject to change without prior notice. Terms of payment are within New York Insurance School sole discretion, and, unless otherwise agreed to by New York Insurance School, payment must be received by New York Insurance School, prior to acceptance of a product order or course enrollment. Orders are not binding upon New York Insurance School. until accepted by New York Insurance School Any quotations given by New York Insurance School will be valid for the period stated in the quotation..

Delivery Terms

We ship promptly based on product availability. You must provide a delivery address, as we cannot ship to a P.O. Box.  Alaska, Hawaii, PR, Mexico, Canada and some rural locations may require additional delivery time and additional charges.  All orders outside the U.S. are subject to duty; it is the purchaser responsibility for duty cost and/or taxes. We regret that we cannot ship outside North America at this time. Title passes upon shipment and risk of loss passes upon delivery by our carriers. New York Insurance School is not responsible for shipping or other delays caused by events beyond our control. Products offered by New York Insurance School are shipped as a domestic sale to the purchaser.

Refund Policy

All books and learning materials purchased through the New York Insurance School are nonrefundable. Course fees are nonrefundable except under the following circumstances: If a student cancels a course, the student is entitled to a full refund, credit, or transfer to another course of their choice. The course cancellation policy only applies if the student notifies the New York Insurance School within three business days of their course start date. Once you show up for the first course session, all fees are no longer refundable. In the event that the New York Insurance School, cancels a course, the student is entitled to a full refund, credit, or transfer to another course of their choice with two months of notification of the course cancellation.

Electronic Communications

When you visit our New York Insurance School website or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

Copyright

All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of New York Insurance School or its content suppliers and protected by United States and international copyright laws. The compilation of all content on this site is the exclusive property of New York Insurance School and protected by U.S. and international copyright laws. All software used on this site is the property of New York Insurance School or its software suppliers and protected by United States and international copyright laws.

License and Site Access

New York Insurance School grants you a limited license to access and make personal use of this site and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of New York Insurance School This license does not include any resale or commercial use of this site or its contents; any collection and use of any product listings,descriptions, or prices; any derivative use of this site or its contents; any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of New York Insurance School You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of New York Insurance School and our affiliates without express written consent. You may not use any meta tags or any other “hidden text” utilizing New York Insurance School’s name or trademarks without the express written consent of New York Insurance School Any unauthorized use terminates the permission or license granted by New York Insurance School You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of New York Insurance School so long as the link does not portray New York Insurance School, its affiliates, or their products or services in a false, misleading, derogatory, or otherwise offensive matter. You may not use any New York Insurance School logo or other proprietary graphic or trademark as part of the link without express written permission.

Your Account

If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. New York Insurance School or its affiliates reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders in their sole discretion.

Disclaimer of Warranties and Limitation of Liability

This site is provided by New York Insurance School on an “as is” and “as available” basis. New Insurance School makes no representations or warranties of any kind, express or implied, as to the operation of this site or the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk. To the full extent permissible by applicable law, New York Insurance School disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. New York Insurance School does not warrant that this site, its servers, or e-mail sent from New York Insurance School are free of viruses or other harmful components. New York Insurance School will not be liable for any damages of any kind arising from the use of this site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages. Certain state laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above disclaimers, exclusions, or limitations may not apply to you, and you might have additional rights.

Applicable Law

By visiting New York Insurance School, you agree that the laws of the State of New York, without regard to principles of conflict of laws, will govern these conditions of use and any dispute of any sort that might arise between you and New York Insurance School or its affiliates.

Disputes

Any dispute relating in any way to your visit to our New York Insurance School or to products or courses you purchase through New York Insurance School shall be submitted to confidential arbitration in New York except that, to the extent you haven any manner violated or threatened to violate New York Insurance School’s intellectual property rights, New York Insurance School may seek injunction or other appropriate relief in any state or federal court in the State of New York, and you consent to exclusive jurisdiction and venue in such courts. Arbitration under this agreement shall be conducted under the rules then prevailing of the American Arbitration Association. The arbitrators award shall be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under this Agreement shall be joined to an arbitration involving any other party subject to this Agreement, whether through class arbitration proceedings or otherwise.

Privacy Notice

New York Insurance School knows that you care how information about you is used and shared, and we appreciate your trust that we will do so carefully and sensibly. This notice describes our privacy policy. By visiting New York Insurance School you are accepting the practices described in this Privacy Notice. The information we learn from customers helps us personalize and continually improve your New York Insurance School experience. At New York Insurance School, we receive and store any information you enter on our Website or give us in any other way. We use the information that you provide for such purposes as responding to your requests. Personal information given to us by our customers is strictly confidential and not given out or sold by New York Insurance School to any other parties without our customers consent.